Data Scientist 2
PayPal Inc.

Job Info

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The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:
Bill Me Later, Inc., a wholly-owned subsidiary of PayPal, Inc., seeks Data Scientist 2 in San Jose, CA

Job Duties: Manage new model governance process for all models spanning across the customer lifecycle used in Global Credit Risk and Global Seller Risk business per the enterprise-wide Model Risk Management standards. Apply advanced statistical techniques used for model development including numerous Machine Learning algorithms to model design and development. Present model approval status including model developers, model owners / users, partner banks, model oversight teams as well as senior management in various forums. Participate in ongoing monitoring activities to help drive insights from regular model performance tracking and validation reports. Act as a primary liaison between model developers, Second Line of Defense teams (within PayPal) and model owners to guide the model approval process and also be able to explain the model construct and answer questions arising out of model reviews. Work closely with model developers to ensure that models are developed and documented per the Regulatory guidelines related to not just Model Risk Management (MRM, Legal, Compliance and Fair Lending) but also other applicable Consumer Protection and Fair Lending laws across the US as well as other countries. Effectively communicate and coordinate between all stakeholders in the model governance process to ensure timely approval and review of models used by the Business. Present the model design and documentation to Second Line of Defense teams (including Legal, Compliance and Fair Lending) at partner banks as applicable and respond to any questions during the approval process about the model. Telecommuting is an option: work may be performed anywhere in the US.

Job Description:

Minimum Requirements: Master's degree, or foreign equivalent, in Data Analytics, Business Analytics, or related field, plus one year of experience in the job offered as a Data Scientist 2, or a related occupation.

Special Skill Requirements:

1) Understanding of credit risk management
2) Programming skills (Python, R, SQL)
3) Database skills (BigQuery, Teradata)
4) Experience working with external bank partners
5) Model lifecycle management
6) Statistical and probability techniques
7) Model validation experience
8) Model development experience

Additional Job Description:

Base Salary: $140,000-204,600 per annum. 40 hours per week; M-F, 9:00 a.m. to 5:00 p.m.

PayPal is committed to fair and equitable compensation practices. The total compensation for this position includes standard company benefits and is based on various factors including but not limited to relevant skills and experience. Your recruiter can share more information about our total compensation package during the hiring process.

Must be legally authorized to work in the U.S. without sponsorship.

Subsidiary:
PayPal

Travel Percent:
0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

This job has expired.